Thursday, January 24, 2008

Funding Fidos Healthcare

Health insurance, car insurance, vacation insurance why not pet insurance?

If you think about it pet insurance makes sense. Whether your dog (or cat) is a purebred or a mutt, hes bound to feel a little under the weather or have an accident (not on the carpet one thats a little more health related). And if you have health insurance, itll make paying for that emergency surgery or treating your pets chronic illness a little more palatable.

The cost of fishing a foreign body out of Fluffys stomach or correcting Fidos hip dysplasia alone can run into the thousands so if you can afford the monthly cost of health insurance, its definitely worth the nominal expense.

If youre thinking about getting healthcare coverage for your pets, be sure to ask these questions of the insurance provider:

1. Are there age restrictions for coverage?
2. Will the premiums rise as my pet ages or when the benefits are used?
3. What is the deductible?
4. How much of the claim will the insurer pay (less the deductible, of course)?
5. Are there limitations on which veterinarian I can use?
6. Is there a restrictive schedule of benefits?
7. What is the term of the policy?
8. Does the policy cover chronic and hereditary conditions?
9. What is the cost?

When youre finally ready to do a little research, check PETCOs site (http://www.petco.com/Content/Article.aspx?PC=article&Nav=153&PetTypeID=1&TopicID=12&id=2556) thats where I found some of the most valuable information on the topic. But your vets office and your local Humane Society should also be able to offer some information to help you in your quest.

Of course, you should also do plenty of shopping around to find the right coverage for your pet at the right price for your household budget. But instead of wasting time calling the insurance companies, check them out online. Most of them offer quotes in a matter of minutes

Jed Yorkshire is a retired teacher and pet enthusiast who writes about canine health topics, specialty breeds, animal training and grooming. An avid pet lover and breeder, he owns four beautiful Giant Schnauzers. Yorkshire also works as a private pet behavior consultant.Remote Controller Ml L3

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